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Money Tips for Financing your next Auto Loan

Tips for Financing your next Auto Loan

Tips for Financing your next Auto Loan

1) Don’t buy more vehicle than you can afford. Set yourself a monthly budget you know you can afford. Take also in consideration the cost of insurance if you plan to make monthly payments on your auto insurance. One way to ensure you can afford the payment is to get pre-approved for an amount that fits in your budget. Click here to get pre-approved today

2) Down payment. Put as much down on your next loan as possible. This will help if you have bad credit. Bad credit lenders will likely approve you easier when you have a down payment. This will also reduce the total price of the car as well as your monthly payments.

3) Find someone to co-sign. If you have very bad credit your interest rate may reflect this and in turn your monthly payment will [...]

Dodge Charger, F-250 popular with car theives

Auto thefts decline because of technology, but statistics conflict

img-1The most theft-prone vehicle in America might be the Dodge Charger. Or it might be the Ford F-250 pickup truck.

Those are the contradictory conclusions of the National Highway Traffic Safety Administration and the insurance industry-funded Highway Loss Data Institute.

Still, the government agency and private group agree that the theft of late-model vehicles is on a rapid decline in the United States. One reason: automakers’ increasing use of ignition immobilizers, which stop thieves from hot-wiring cars. Nearly 90 percent of 2012 models are equipped with them.

In a report released on Monday, NHTSA said the car stolen most often during the 2011 calendar year was the Charger, with 4.8 thefts for every 1,000 cars produced in 2011. It was followed by the Mitsubishi Galant, Hyundai Accent, Chevrolet Impala and Chevrolet HHR among vehicles with more than 5,000 units produced that year.

Pickup trucks took the top [...]

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